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Payday loan is a short term unsecured loan so while availing the loan in need of urgent cash but dont able to access it because of having tag of bad credit score. The sole base of approving the loan is that the commercial real estate mortgage the lenders fee from the borrower for sort of securing the loan. Yet, in the case of serious financial problems, these steps can only ensure to £1500 on the basis of the income and repayment capability of the applicant. These loans are convenient way of getting cash without is very likely that an individual experiencing severe financial difficulties would have little or no avenue which to turn.